Equipment Breakdown
Can protect insured stock when deterioration follows covered breakdown or physical damage to refrigeration or temperature-control equipment.
Insurance Solution
Deterioration of Stock
Specialized cover for temperature-sensitive stock that can be damaged following insured refrigeration, cooling or related equipment failure.
Coverage overview
What this solution can cover
Specialized cover for temperature-sensitive stock that can be damaged following insured refrigeration, cooling or related equipment failure.
Temperature or Humidity Change
Coverage may respond when insured goods deteriorate because required storage temperature or humidity cannot be maintained after a covered event.
Power Failure Extensions
Depending on the policy, selected power-failure events affecting refrigeration or cooling equipment may be included or available as an extension.
Coverage, limits, deductibles and exclusions depend on the insurer and the final policy wording. NIB can help assess the risk and arrange suitable terms.